AI · FINTECH · INVESTMENT INTELLIGENCE

Recommendations, with a reason.

Vectus is an AI fintech startup delivering personalized investment recommendations and ongoing portfolio management, powered by real-time market data and machine learning models.

Samsung Electronics
Stock
Rebalancing review
0%Reversal probability
Market risk score0
Max overlap weight0%
① Long-term +143% → ② Mid-term -19.6% → ③ Recent +1.8%
Also held in 1 other product you own

JUDGMENT CHAIN

From today's news to your portfolio

01
USD/KRW exchange rate falls
→
02
Samsung Electronics · SK hynix margins squeezed
→
03
KOSPI 100 ETF (31% weight) risk rises
→
04
What should you do with that ETF, right now?

PRODUCT SCENE

The moment data becomes a decision

News, flow, portfolio weight, and a risk score don't sit apart — see them converge into a single judgment.

market signal USD/KRW exchange rate falls Tracks how a macro signal propagates into a sector and then into your holdings.
portfolio overlap 31% weight in KOSPI 100 ETF The news doesn't stop at a single stock — it follows through to your fund's actual weighting.
risk context Market risk score 91 Judged alongside the risk regime, not on a single return number.
Vectus Judgment Core
78%
Reversal probability
We don't show a recommendation without evidence behind it
decision Rebalancing review Not a buy/sell order — an evidence-backed action candidate to check yourself.
position risk Max overlap weight 34.23% Checks whether the same asset is hiding inside your other holdings too.
follow-up Tracked after the call 5/20/60-day returns and condition alerts keep watching after the decision.
A product scene, not a photo: the flow from input data through the judgment core to an action candidate Figures shown: 78% reversal probability · market risk 91 · max overlap weight 34.23%

WHAT WE DO

From data to decisions

We collect real-time price, flow, and news data across 2,900+ stocks, then analyze it with layered machine learning models to deliver personalized investment decisions.

01

Real-time data collection

We collect and refine millions of data points daily — price, flow, and news — across 2,900+ stocks.

02

Personalized recommendations

Regime detection, connectivity risk, and multi-factor optimization tailor a portfolio to your profile.

03

Aftercare & alerts

Rebalancing signals and risk alerts keep supporting your decisions after you invest.

VS ROBO-ADVISORS & BROKERAGE APPS

When information wasn't the same as an answer

Returns, risk ratings, past performance, market news, holdings — they show you everything, but never "so what should I do?"

Returns
Risk rating
Past performance
Market news · holdings
VectusHere's what
to do now

A PER of 72x — is that good or bad?

Brokerage apps show you PER 72.38x · PBR 4.61x, and stop there.
Vectus connects ① long-term +143% → ② mid-term -19.6% → ③ recent +1.8%
→ and tells you: "a staged-entry point."

CheckedWe looked directly at similar investment services available on the market

ResultA judgment chain connecting news → market impact → your holdings — none of them had it

ResultA feature that calculates overlap risk across your holdings — none of them had it

VS GENERAL-PURPOSE LLMS

A plausible answer, vs. a verified one

General chatbots talk broadly and fast. Vectus goes narrow and deep, inside your actual holdings.

General LLMVectus
Source is unclearVerified data from KRX · Koscom · KOFIA · DART
Knowledge frozen at training timePrices and filings sync automatically, every day
Doesn't know your holdingsAnswers connected to your holdings and overlap risk
No way to verify if numbers are made upChecked against real data before it's shown
States "buy" as if it were certainBuy/sell directives are blocked by code

"How's Samsung Electronics doing?"

General AI chatbot

It's a leading semiconductor stock with earnings improvement expected, so it could be seen positively

Vectus

Held at 31.29% of the KOSPI 100 ETF (per 2026-09-22 filing). 3-month return -19.6%, market risk unsuitable for new entry — a staged-entry pattern is indicated

PrincipleIf a value is missing, we show "unavailable" — never filled in with a similar stock or an industry average

SafeguardEvery number the AI states is checked again against real data

SafeguardDirective phrases like "buy" or "sell" are automatically blocked by code

SafeguardPrice and return sources are documented, with automated checks that catch discrepancies

Everything you need for investing, in one place

Gathering information, interpreting indicators, and answering with evidence — few places do all three. You shouldn't need to jump between apps.

DATA SOURCE

Real filings, not estimates

If a value is missing, we show "unavailable." We never fill it in with a similar stock or an industry average.

Korea Exchange (KRX) prices Koscom real-time prices KOFIA fund filings DART financial statements

Vectus meets Koscom's eligibility requirements and receives official market and financial data directly, through a formal application and approval process. This is licensed source data through a formal contract, not data of unclear origin.

KRX · Koscom prices
KOFIA fund filings
DART financials
Real-time2,900+ stocks
24/7 analysis

CORE MODELS

A dedicated model for every problem

Not one do-it-all algorithm — a dedicated model for each kind of problem.

01

Regime detection model

Identifies whether the market is trending up, down, or into higher volatility.

02

Connectivity risk analysis

Calculates overlap risk and complementary effects across your holdings.

03

Multi-factor optimization

Adjusts return relative to risk.

04

Trend reversal detection

Statistically identifies when market direction is about to change.

05

News impact analysis

Tracks how news affects your holdings using rules — not an LLM's free interpretation.

CASE — Samsung Electronics, measured

Five-axis combined judgment

"A good company" and "a good price right now" are different things. Financial strength and fair value passed cleanly, but mid-term trend and short pressure flagged — so the final call was downgraded one notch.

Passed · favorable Neutral Flagged · downgraded

BEYOND THE RECOMMENDATION

The recommendation isn't the end

Most places stop at the recommendation. Vectus keeps going.

At recommendation78% reversal probability
5 days laterCheck actual return
20 days laterCheck actual return
60 days laterFinal accuracy check

CLOUD INFRASTRUCTURE

Built on scalable cloud infrastructure

To reliably process millions of data points every day, run real-time ML inference, and retrain models overnight, we rely on a scalable cloud infrastructure — GPUs, data pipelines, and schedulers — as our core foundation.

GPU compute
Data pipelines
Schedulers
Runs 24/7Millions
processed daily
2,900+
Stocks analyzed in real time
Millions
Data points processed daily
24/7
Inference · overnight retraining

VISION

From personal investing to B2B credit

We run a reliable real-time analytics service on AWS, and aim to extend the financial decision engine we've built into a B2B credit ruleset optimization solution — becoming the intelligence infrastructure behind financial decision-making as a whole.

Decision support only · Not a guaranteed forecast · Not a buy or sell instruction · Returns are not guaranteed

Vectus Inc.
CEO Hyungtae Kim
717, IS BIZ Tower 2 Building B, 19 Cheongcho-ro, Goyang-si, Gyeonggi-do, Republic of Korea

GET IN TOUCH

Looking for partners to build this with

We welcome inquiries about investment and strategic partnerships.

Investment

Looking for investors to grow the AI financial judgment engine with us.

Partnerships

Open to data, research, and distribution partnership proposals.

contact@vectuslab.com